Capital Insurance Group: Insuring the Food Industry

Capital Insurance Group specializes in insuring the food industry – from food or beverage preparation to processing, wholesaling and distributing. We can design a program with specific policies to address your company’s exposures and keep your insurance portfolio healthy. In addition, our longstanding relationships with insurance companies in this niche enable us to put together an affordable plan while providing you with end-to-end solutions for protection against risk.

Our experienced staff will put together an insurance program that will protect you in the event of food spoilage, supply shortages, equipment breakdown, and recalls – among the unique risks business in the food industry face. We will also help you implement or fortify your safety programs to minimize the exposures of accidents and injuries, review your claims history to pinpoint trends and help reverse them, and evaluate your workers’ compensation for any anomalies that may exist causing you to pay more than you should be.

Catering to Your Insurance Needs

Some of the general coverages our staff will discuss with you as part of a comprehensive food insurance package review include:

  • Commercial Property
  • Commercial General Liability
  • Commercial Automobile
  • Commercial Umbrella
  • Employment Practices Liability
  • Directors & Officers Liability
  • Fidelity & Crime
  • Workers’ Compensation

We will also review specialized coverages and endorsements essential for food manufacturers, processors and wholesalers:

  • Equipment Breakdown Coverage
  • Product Recall Expense
  • Product Withdrawal Expense Coverage
  • Food Spoilage and Contamination Coverage
  • Seasonal Increase Business Personal Property Coverage
  • Business Income & Extra Expense from Dependent Properties
  • Utility Service Interruption
  • Transit Insurance
  • Cyber Liability insurance

We’re your trusted partner.

Our 35-year history of providing superior services and professionalism has established us as a leading agency in Southeast Michigan. Our “Crain’s Detroit Business” listing of “top agencies” is testimony to our commitment to you. We also give back to the communities we serve, contributing 1% of our revenue to a number of local charities. Capital Insurance Group has the experience, expertise and passion to help protect you against the exposures you face individually and professionally. We provide a broad portfolio of personal, business, and employee benefits solutions and would like the opportunity to show you how we can make difference in the way you see insurance. Give us a call at (248) 333-2500 to discuss your specific needs.